[3] In March 2020, ABI suggested to the press that "most companies would not be covered by a BI policy even in the event of a Government mandated shut down" over Coronavirus.

[4] On March 19, 2020, Nicola Sturgeon argued publicly that insurance companies should do more to help with Coronavirus in Scotland and the UK.

The figures reveal that fraudulent claims amounted to £1.1 billion in 2023, reflecting a four percent increase from 2022.

Notably, motor insurance fraud accounted for a significant portion of this total, with 45,800 scams identified, valued at £501 million, marking an eight percent rise from 2022.

[6] According to the association, it has around 250 companies in membership, which between them provide 90% of domestic insurance services sold in the UK.