The locality is bounded to the north-east and east by the Coral Sea and to the north-west and west by Rollingstone Creek, which flows into the Coral Sea at the northernmost point of the locality, where the town of Balgal is located (19°00′51″S 146°24′25″E / 19.0142°S 146.4069°E / -19.0142; 146.4069 (Balgal (town))).

[5] Balgal Beach was originally part of the Armidale pastoral lease, settled in 1883 by John Lambert before later changing name to Rollingstone.

"[4] The land in this area was predominantly used for farming and grazing, and remained rural until the mid-1980s when the allocation of 500 rural/residential blocks at the Mystic Sands Estate saw the population increase nearly twofold.

[5] Located a few kilometres north of the suburb of Rollingstone, Balgal Beach today is a popular destination for recreational activities such as boating, fishing and swimming.

Facilities at Balgal Beach include a patrolled stinger enclosure from November to May, a general store/cafe, holiday units and designated camping areas.

[9][10] It offers a 9-hole golf course with 18 tees, lawn bowls, swimming pool, tennis courts, an RV camp, restaurant and bar.