[4] Bank of Georgia business consists of three key business segments: Retail Banking (RB) operations in Georgia, comprising subsegments that serve mass retail (Mass Retail), and mass affluent and high-net-worth clients (Premium Banking); SME Banking (SME) operations in Georgia, serving small and medium-sized businesses; and Corporate Banking (CB) operations in Georgia, serving corporate and institutional customers.

The Retail Banking products include consumer loans, mortgage loans, overdrafts, credit cards and other credit facilities, funds transfers and settlement services, and handling of customers’ deposits.

[8] SME Banking serves small and medium-sized businesses providing financial and value-added services including business loans, payments processing, and financial advisory.

It mainly provides loans and other credit facilities, funds transfers and settlement services, trade finance services, documentary operations support and handles saving and term deposits for corporate and institutional customers.

[11] In the field of education, Bank of Georgia sponsors students through various scholarship programs, including international ones such as the Fulbright Graduate Student Programme, the Chevening Scholarship Programme and Miami ad School of Europe scholarship program.