Established in 2003, it was headquartered in Jersey, and operated branches on the Isle of Man and Hong Kong, until merging with Lloyds TSB Offshore in 2011 as Lloyds TSB International brand.

In 1997, Halifax Building Society demutualised and, in 2001, it merged with the Bank of Scotland to form HBOS.

In 1975, Bank of Scotland opened its first overseas office in Houston, Texas.

Branches followed in other U.S. states, Moscow, Hong Kong and Singapore.

[2] Bank of Scotland (Ireland) Limited was formed in 2000; it was re-branded as Halifax in 2006 and, in 2010, the Irish operation was wound-down.