Clerical Medical is a British life assurance, pensions and investments company founded in 1824,[1] and a subsidiary of Lloyds Banking Group.

In 1824, Dr George Pinckard formed a committee of physicians and members of the clergy which published a pamphlet called 'Prospectus for the Establishment of a new Assurance Office with Improved Arrangements'.

[1] Clerical Medical acquired the General Reversionary and Investment Company in 1913, and in 1920 a merger with the Employers' Liability Assurance Corporation took place.

The resulting company, Lloyds Banking Group, announced in April 2009 that the Clerical Medical brand would eventually be phased out in favour of its Scottish Widows subsidiary.

[3][4] In the early 19th century, the following illnesses, lifestyles, injuries, and description of such conditions were recorded and raised the premium for prospective applicants to Clerical Medical, by which the company made profit when clients lived longer than expected.