Born in Ireland, Loughnane moved to England with his parents and brother Jack at the end of 2011, living first in Staffordshire and then, from 2017, at a new training yard, Rock Farm, near Kidderminster in Worcestershire.

[1] Loughnane took out an apprentice licence after leaving school aged sixteen and had his first ride in October 2022 on Starfighter, trained by his father, at Newcastle.

[1] In April 2023 he was crowned champion all-weather apprentice with 41 winners, in spite of taking a break in February to ride out with trainer David Meah in Miami.

[4] The following month he became the youngest jockey since Lester Piggott in 1951 to ride in a British classic when he partnered Sweet Harmony in the 1000 Guineas at Newmarket.

[11] On 18 June 2024 he achieved his first win at Royal Ascot, riding the 80/1 outsider Rashabar to a photo-finish victory in the Group 2 Coventry Stakes for trainer Brian Meehan.