Born in Barrow in Furness, Lancashire, the son of John Morgan and Mary (Lewis), he began his football career with Horwich F.C.
He transferred to join Bolton Wanderers in March 1903 and went on to play for Watford, Leicester Fosse, New Brompton and Newton Heath Athletic.
By the time he joined up for the First World War (being assigned to the 20th Service Battalion, Manchester Regiment), Morgan was working as a cleaner but the fact that he still enjoyed his football is clear from the notes in his army pension records when he was discharged in February 1915 as being "[unlikely] to become an efficient soldier".
Morgan married Mary Alice Barnett in 1900 and the couple had two sons and a daughter, all born in Newton Heath, Manchester.
This biographical article related to association football in England, about a defender born in the 1870s, is a stub.