BSTDB supports both public and private enterprises in member countries and does not attach political conditionality to its financing.

[3] Objectives of the bank include promoting regional trade links, cross country projects, foreign direct investment, supporting activities that contribute to sustainable development, with an emphasis on the generation of employment in the member countries, ensuring that each operation is economically and financially sound.

[5] BSTDB is governed by the Agreement Establishing the Black Sea Trade and Development Bank, a United Nations registered treaty.

In April 2022, Moody's Investors Service rated BSTDB "A2" long term with stable outlook.

[9] Serbia and North Macedonia are full members of the Black Sea Economic Cooperation organization, however they do not have any shareholding percentages in the bank.