Budgeting loans are a feature of the social security system in the United Kingdom.
[1] Although the discretionary element of the Social Fund was abolished those who have not yet been transferred over to Universal Credit can still apply.
[1] The loan is meant to be used for household necessities and paying down existing consumer debt.
[2] The total sum can be up to £812, if the applicant is part of a couple with children.
[3] In 2019, the UK government has re-affirmed its commitment to the loan scheme.