The company sells policies through the independent agent channel with roughly 700 agencies carrying their products, as well as through an online and phone direct marketing center.
Both channels market the products: homeowners, auto, landlords, boat, liability, commercial and umbrella insurance.
Areas of operation include Arizona, California, Colorado, Idaho, Nevada, Oregon, Utah, Virginia, Washington and Washington, D.C.[1] CSE owns and markets a trademarked auto insurance product called SAVE (Savings Advantage by Vehicle) whereby drivers pay for the exact miles they drive during that year.
[4] CSE was founded in 1949 in San Francisco, California by Nelson Nichols.
Originally, the company served only firefighters, police officers, postal workers and other government employees.