Policies are offered through participating insurance companies, rather than directly from the CEA.
The range of coverage provided by the CEA includes dwelling, personal property, and additional living expenses, along with unique options such as the Homeowners Choice policy.
[2] In 2019, the CEA controlled 67% of California's market for residential earthquake insurance.
Despite this significant market share, only 14% of all residential insurance policyholders in the state had earthquake coverage.
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