The Financial Conduct Authority, which replaced the Office of Fair Trading in 2014, gave Christians Against Poverty full authorisation in 2017.

The organisation works through a network of regional offices that exist in partnership with a local Christian church.

The debt advisor will create a personal budget for clients, prioritising basic living needs and offering creditors fair and affordable pro-rata payments whenever possible.

In 2024, CAP created free budgeting resources for kids and youth to help teach children money management skills.

The team also campaigns and petitions, attends events and roundtables, and advocates for people in debt and on low incomes.

CAP advocates for structural changes to legislation, impacting on the quality of life of those living on a low income.