[1] Plaintiff, while living in Illinois, bought an insurance policy from a company headquartered in the United Kingdom.

The plaintiff later moved to Florida, which has five year statute of limitations for lawsuits brought on contracts.

[3] The Supreme Court remanded Clay to the Fifth Circuit for reconsideration in an opinion drawing dissents from Justices Black and Douglass.

On appeal in 1964, the Supreme Court considered whether the contacts between the defendant insurance company and the forum state of Florida were sufficient to avoid a violation of Fourteenth Amendment due process or of the Full Faith and Credit Clause.

Justice Douglas, writing for the unanimous court, found that Home Insurance Co. v. Dick was distinguishable based on the absence of contacts between the claimant in that case and the state in which the lawsuit was brought.