Charlie Pritchard arrives in the fictitious North Wales seaside town of Permadoc on 1 April 1929.

Charlie's serious interest is focused on the woman who works at the Rainbow Café, two doors down from the bank.

The beautiful Delphine is the prime attraction of the Café, and Charlie learns that she runs it with her brother, Beppo.

Charlie comes to the attention of the two when he stops a factory worker's advances on Delphine, long enough for Beppo to notice what is going on and intervene.

The day of the heist arrives, a Saturday, and Charlie succeeds in obtaining a final key from the possession of Ewan.

Realizing that the couple have deceived him and intend to swindle him out of the money, Charlie slips the passport and tickets into his pocket.

Charlie and Beppo break through the wall, enter the vault, and take about twenty thousand pounds.

Beppo dies of a broken neck, and Charlie finds that the bullet has hit Delphine, killing her.

Ewan defies the bank directors, making it clear that the head office in Cardiff is responsible for the heist, since they gave him inadequate security.

When Ida dies, Charlie returns to Penmadoc, seeking to rid himself of the ghosts of the past, and rents a room in what had been the Rhys-Jones house.