Daniel's early life was spent at the family home, a large yellow brick mansion, at 3 Wall St.[2] His parents separated during the Revolutionary War.

His father, a supporter of the Revolution, withdrew to the family summer home, up the Hudson River in the Town of Fishkill, while his mother was a loyalist and remained in New York City.

After his mother's death in 1803, the Wall Street house was closed and Daniel and his family moved to Mount Gulian,[3] In 1822, he sold the Wall Street house to the Bank of the United States for use as its New York branch.

[1] At Mount Gulian, Verplanck kept open house summer and winter and received family members and many notable guests.

[1] Verplanck was elected as a Democratic-Republican to the Eighth Congress to fill the vacancy caused by the death of Isaac Bloom.

[2] The couple had two children: Elizabeth Johnson Verplanck died in February 1789 at the age of twenty-five.