Debt on our Doorstep was a UK-based campaign against extortionate credit lending and for fair financial services during the first decade of the 2000s.
The campaign, founded in 1999, comprised not-for-profit and non-governmental organisations including Oxfam and the National Housing Federation.
[1] The subsequent inquiry, which completed in late 2006, found against the industry and estimated that around £75 million per year was being made by lenders as a result of a lack of price competition in the market.
Remedies, including compulsory data sharing to allow borrowers to build up credit scores and access cheaper alternatives, were introduced in 2007.
Founder member and Chair of Debt on our Doorstep, Damon Gibbons, also sat on the Organising Committee of the European Coalition for Responsible Credit, which organised a series of conferences to promote debate and dialogue between consumer agencies and the financial services industry on issues including usury, responsibility, and fair access to financial services.