The twentieth century versions are possibly the result of merging a minstrel song with "Coming Round the Mountain".
A version collected in 1914, called 'White Gal, Yaller Girl, Black Gal' goes as follows: Louise Rand Bascom, in an essay in the Journal of American Folklore Apr–June 1909, dated the song back into the 19th century.
It appears to cross over between the black and white communities, united in saucy humour.
Fiddlin' John Carson's version of "Charming Betsy" (1925) is like this: Jim Jackson's "Going Round the Mountain" (1928) has these lines: Chorus: The Limelighters's version has: The satire on women's fashion lives on in a polite versions of this song, "How I Love You Darling" and "She's My Baby Doll".
[1] To prove that women have a sense of humour as well, the "Girl Scouts of the USA" have a version of "Charmin' Betsy" (https://web.archive.org/web/20110710184244/http://www.elowin.com/songs/charmin_betsy.html) By the 1960s, even sexier verses were known: Sources:[2][3][4][5][6]