The Ghanaian domestic economy in 2012 revolved around services, which accounted for 50% of GDP and employed 28% of the work force.

Coupled with a plunge in oil prices, this led to an economic crisis that forced the government to negotiate a $920 million extended credit facility from the International Monetary Fund (IMF) in April 2015.

[32] Ghana began its automotive industry with the construction of a prototype robust SUV, named the SMATI Turtle 1, intended for use in the rough African terrain.

[36] At the end of January 2022, total number of voice subscription in Ghana stood at 41,380,751.This represents a percentage increase of 1.28% over December 2019 figures of 40,857,007.

[48] As of 2018, Ghana consumed some 10 MMtoe of primary energy, made mostly of biomass (40%), oil and diesel (40%), followed by hydropower (10%) and natural gas (10%).

[55] Ghana has Class 4–6 wind resources and high-wind locations, such as Nkwanta, the Accra Plains, and Kwahu and Gambaga mountains.

[56] Ghana has put in place mechanisms to attract investments into its biomass and bio-energy sectors to stimulate rural development, create jobs and save foreign exchange.

[57] Main investments in the bio-energy subsector existed in the areas of production, are transportation, storage, distribution, sale, marketing and exportation.

[57] Biomass is Ghana's dominant energy resource in terms of endowment and consumption, with the two primary bio-fuels consumed being ethanol and biodiesel.

[57] Highlights of the strategy include sustaining the supply and efficient use of wood fuels while ensuring that their utilization does not lead to deforestation.

[57] The plan would support private sector investments in the cultivation of bio-fuel feedstock, the extraction of bio-oil, and refining it into secondary products, thereby creating financial and tax incentives.

[57] The combined effects of climate change and global economic turbulence had triggered a sense of urgency among Ghanaian policymakers, industry and development practitioners to find sustainable and viable solutions in the area of bio-fuels.

[57] Brazil, which makes ethanol from maize and sugarcane, is currently the world's largest bio-fuel market.

[62] Since these discoveries Ghana increased production steadily, the nations current peak is 200,000 barrels per day in 2019.

[63] The hydrocarbon industry has had major implications for regional and urban development in Ghana and these are likely to substantially increase in the years to come[64] Mining has gained importance in the Ghanaian economy since the turn of the 21st century, with a growth of around 30% in 2007.

Tourist destinations include Ghana's many castles and forts, national parks, beaches, nature reserves, landscapes and World Heritage buildings and sites.

[77] With the economic program "Ghana: Vision 2020", Ghana intends to achieve its goals of accelerated economic growth and improved quality of life for all its citizens, by reducing poverty through private investment, rapid and aggressive industrialization, and direct and aggressive poverty-alleviation efforts.

[78] The Ghana: Vision 2020 forecast assumes political stability; successful economic stabilization; the implementation of Ghana: Vision 2020 policy agenda on private sector growth; and aggressive public spending on social services, infrastructure and industrialization.

[88] The agency also established computer emergency response teams for each municipal, metropolitan, and district assembly to improve co-ordination and information-sharing on cyberspace threats.

The Minister for Communications, Ursula Owusu-Ekuful, indicated that, "a successful economy is hinged on a secured, safe and resilient national digital ecosystem.

Cyber-security is, therefore, very critical to the economic development of the country and essential to the protection of the rights of individuals within the national digital ecosystem".

[91] The real estate and housing market has become an important and strategic economic sector, particularly in the urban centres of south Ghana such as Accra, Kumasi, Sekondi-Takoradi and Tema.

[92][93] The activities of these 3 groups are facilitated by the Ghanaian banks and the primary mortgage market which has demonstrated enormous growth potential.

[92][93] The real estate market investment perspective and attraction comes from Ghana's tropical location and robust political stability.

[92][93] An increasing number of the Ghanaian populace are investing in properties, and the Ghana government is empowering the private sector in the real estate direction.

[92][93] In July 2013, International Enterprise Singapore a global office in Accra to develop trade and investment on logistics, oil and gas, aviation, transportation and consumer sectors.

[100][101][102][103] In January 2023, the Bank of Ghana reported that the country's level of debt was up to the tune of GH¢575.7 billion at the end of November 2022.

In Ghana 64% of children seek work for financial reasons, making it the leading driver for child labor in the region.

In Urban areas, such as Accra and Ashanti children are often not enrolled in school and are often engaged in artisanal fishing and domestic services.

[107] In southern Volta region, children work in religious servitude for a period ranging between few months to three years.