Exempt property calculations and provisions are determined on a state-by-state basis.
For example, Texas is more lenient in allowing your homestead and up to $60,000 in personal property.
[1] Texas also exempts certain investments and insurance policies.
Other states, such as Arizona, are more strict and may exempt only $150 in a checking account comparatively speaking.
Even further, other states have more moderate policies, with California's homestead exemption law providing between $300,000 to $600,000 of exempt equity in a homestead, depending on the county where the debtor is located.