Fenella Ng Gar-loc (吳家樂; born 25 July 1968) is a Hong Kong swimmer and rower.

[4] In swimming at the 1986 Asian Games, she won bronze in the women's 4 × 100 m freestyle relay with Hung, Fu Mui, and Lee Sau-mei.

Following her return to Hong Kong in 1993, for her final appearance as a swimmer at the Asian Games in 1994, she won silver in the women's 4 × 100 m freestyle relay.

[7] She co-founded the Tritons Triathlon Club in 2008 with fellow Olympians Annemarie Munk and Michael Tse (謝家德).

Fenella also served as President of the Hong Kong Triathlon Association which grew to 2,500 members.