Fernando Restoy Lozano (born 1961 in Madrid) is a Spanish economist who has been the Chairman of the Financial Stability Institute of the Bank for International Settlements since early 2017.

In his previous position he was Vice Governor of the Bank of Spain from 2012 to 2017, and in parallel Chairman of Fondo de Reestructuración Ordenada Bancaria from 2012 to 2015.

[4][5] In July 2007 he became a Commissioner of the Comisión Nacional del Mercado de Valores (CNMV), the Spanish securities market regulator.

[8] In this capacity he also became Chairman of the Fondo de Reestructuración Ordenada Bancaria (FROB) in the wake of the Spanish Memorandum of Understanding on financial assistance.

[10] On 1 January 2017 he became the chairman of the Financial Stability Institute of the Bank for International Settlements (BIS) in Basel, succeeding Josef Tošovský who had been in that position since 2000.