According to Billboard, it features "languid retro-funk guitars" and a "sneaky hook", brought to life by "richly layered harmonies".

Instead, Houston works the more sultry lower register of her voice, saving the big, beautiful notes as a dramatic accent toward the end of the cut.

"[3] The Baltimore Sun wrote that of the new tracks on Whitney: The Greatest Hits, "only the sultry, soulful 'Fine' manages to convey any of the strengths that made Houston a star", and that, "hearing [Houston] work the tune's insistent, retro-funk groove, there's no doubting that she still has what it takes to make hits".

[2] According to New Nation the song takes Houston "to even greater heights, changing [her] vocals to a much lower tone, with an added hip-hop bassline".

[11] The music video, directed by Kevin Bray, features Houston at a rooftop cocktail party.