She has released three solo albums, Cypress Grove (1995), Shadow Wine and Truth Lilies (2007) and The Art of Being (2017).
[1][2] She learnt to play guitar from her elder siblings and performed in a covers band before deciding to write her own material.
[3] During 1995 Kernaghan relocated to the United States to mainly work as a songwriter, initially living in Nashville before moving to Los Angeles in 2003.
[11][12] In 2005 a compilation album, Feeling Fiona, by various artists performing songs written by Kernaghan, was released by Red Rebel/Automatic.
[13] Kernaghan's second solo album, Shadow Wine and Truth Lilies (2007), was produced by Daniel Kresco.