[1] Frederick Huth was born on the 29 October 1777 in the German town of Stade, then part of the Electorate of Hanover.

The family settled in 1781 at nearby Harsefeld, where Johann Huth worked as a tailor and where Friedrich attended local schools.

In 1791 Huth was apprenticed to Brentano Urbieta & Co., a Spanish merchant house at Hamburg.

[2] In 1797 he moved to Spain, and he also lived in South America before settling in London and establishing Frederick Huth & Co., which became one of London's leading banking houses.

[2] In 1806, Huth married Manuela Felipa Lorenza Mayfren at Corunna, Spain.