Deepak Patkar (MD & CEO of SMFG Grihashati) Ajay Pareek (CBO) Pankaj Malik (CFO) SMFG India Credit Co. Ltd., also known as SMICC (formerly Fullerton India Credit Co. Ltd.),[1] is an Indian non-banking financial company headquartered in Mumbai, India.

[2] It was founded in 2007 and operates as a wholly-owned subsidiary of SMFG, a global banking and financial services group.

[4] The company was founded in July 2007 as Fullerton India Credit Co. Ltd.

In December 2021, SMFG, a Japanese financial holding company that owns Sumitomo Mitsui Banking Corporation and SMBC Trust Bank, purchased a 74.9% stake in Fullerton India, while the remaining 25.1% stake was held by Fullerton Financial Holdings, a Singaporean investment company owned by the Government of Singapore.

It was founded in December 2015 as Fullerton India Home Finance Co. Ltd. and rebranded in May 2023 to SMFG India Home Finance Co. Ltd. after its acquisition by SMFG India Credit Co. Ltd.[10] The company has its headquarters in Mumbai and provides housing loans and financing to mid-tier developers.