[10] Initially, it focused on serving Ghanaian traders, farmers, and business people, who could not obtain financing from the expatriate banks.

The fund will be valued daily, ensuring regular performance updates and easy entry or exit for investors.

The government of Ghana maintains 21.4% shareholding in the bank,[17] while the remaining 78.6% is owned by institutional and private investors.

The bank has over 184 branches distributed across most major urban areas of Ghana, with plans to refurbish many of them following a re-brand in 2014.

[29][30] The Government of Ghana launched its Domestic Debt Exchange Programme (DDEP) on 5 December 2022 to manage public debt and prevent the further financial collapse of the Ghanaian economy through a voluntary exchange of GHS137 billion of domestic notes and bonds of the Republic.