A health cash plan refers to health insurance products in the United Kingdom and Republic of Ireland that helps people cover any everyday healthcare needs by providing cashback on a range of health benefits including dental and optical.
Health cash plans are generally available via an employee benefits system, but can also be signed up to on an individual basis based on one's personal needs.
The treatments available for cashback on health cash plans can vary depending on the provider, but generally can include eye tests, new prescription glasses, dental check-ups, and physiotherapy treatments.
There are a number of schemes available depending on the company, and the annual allowance is related to the amount paid in.
Claiming varies between companies, but they are usually no quibble, which means clients only need a receipt from a registered practitioner and enough balance on their annual allowance.