When he is not collecting money, threatening people in broad daylight, or getting blowjobs from hookers, he is often being scolded by the underworld crime boss that he works for.

His estranged wife and deadbeat father only come around when they need money and the only person in his life that he trusts is his mentor, a former collector who gives him a chance to get out of the racket before things take a turn for the worse.

The film was shot on location, all around Los Angeles, Hollywood, Silver Lake, Santa Monica, and Beverly Hills, using actual buildings, apartments, offices, streets, alleys, parks, shopping centers, and dive bars which added to the film's realistic look and feel.

[3] "Fast-paced and hilariously foul, Hell to Pay is a tribute to such hard-boiled, 1970s crime films as Mean Streets and The Outfit.

Lead actor Charles Santore does a fine job of carrying the entire film, letting loose with violent outbursts of both verbal and physical abuse but becoming increasingly vulnerable as the story spins to its revengeful climax."