[2] Hiscox was elected chairman of Lloyd's in 1967,[3] the same year his son Robert joined the group's Syndicate 33 as an underwriter of fine art and personal accident insurance.

This followed the UK Supreme Court’s ruling in favour of Hiscox customers who had challenged the company’s decision to exclude coronavirus-related disruptions from its business interruption policies.

One of the judges, Lord Briggs said, commenting on the insurers' argument, "The cover apparently provided for business interruption caused by the effects of a national pandemic type of notifiable disease was in reality illusory, just when it might have been supposed to have been most needed by policyholders.

This was primarily due to a delay in the activation of several broker distribution deals signed in the latter part of the year.” [19] Extinction Rebellion and other environmental campaign groups targeted Hiscox in March 2024.

[21] For companies, cover types include property, marine, aerospace, professional indemnity, hacker, product recall and political risk insurance as well as reinsurance.