[6] As he tries to access an ATM to retrieve his last twenty bucks, Jason “JINX” Taylor runs into a snag – the transaction fee will overdraw him, and he cannot get his money out of the bank.

Jinx fumes about this and other hidden charges which complicate his life…as we realize that he is locked in a bank vault…with the beautiful but tied-up Jessica her apparently a hostage.

Jinx makes contact with Simon by cell phone, and the situation becomes clearer, as he realizes Jessica has access to a special inside-the-vault computer and its codes…she and only she can open the vault door.

Jinx manages to talk both cops and robbers into letting Jessica and him out, as freed hostages, and in the ensuing chaos, they slip away, to meet Nick and escape with their cut of the cash… Los Angeles Times critic Sam Adams felt the film had "lame dialogue," not saved by its brisk delivery.

"Stahl’s character may gripe about being nickel and dimed, but “How to Rob a Bank” commits wholesale robbery of the 81 minutes it takes to watch.