Since 1998, the company started opening international offices, such as IBA USA in Mountain View, California.

In 1999, IBM withdrew as a part owner of IBA, while remaining its major business partner.

[26] Based on its long-term cooperation with VISA Corp, IBA Group developed a series of mobile payment solutions.

Developed by IBA Group, the solution is based on the VISA Tap to Phone technology.

[30] IBA Group implemented tapXphone in Ukraine,[31] Kazakhstan,[32] Moldova,[33][34] Slovakia, Latvia, Lithuania,[35] Estonia,[36] Serbia,[37] Bulgaria, Azerbaijan,[38]Greece,[39] Kosovo,[40] Croatia,[41] Albania, and Nigeria.