Intelligent Money was a British Investment management company, personal pension provider and ISA plan manager,[1] based in Nottingham, authorised and regulated by the Financial Conduct Authority.

[5] From February 2024 Intelligent Money became subject compensation claims related to financial adviser introduced SIPP business, resulting in an FCA asset restriction requirement.

This requirement prevented Intelligent Money from "disposing of, withdrawing… or diminishing" any of its assets without the FCA’s consent.

The purpose of an asset restriction is to "maximise a firm’s ability to meet redress liabilities to consumers by limiting its ability to dissipate assets before it has assessed and paid any redress it owes", according to the FCA Handbook.

It is believed, as of May 2024, that the Financial Ombudsman Service is processing more than 80 complaints against the Sipp provider.