Born in Milltown, New Brunswick, the son of Charles F. and Annie M. (Porter) Todd, Todd was educated at Hallowell Classical School, New Brunswick High School in Milltown and St. Stephen.
When he was eighteen, he entered into business with his father.
He was also president of New Brunswick & Canada Railway Company.
He was also a Director of the New Brunswick Telephone Company.
He was called to the Senate of Canada for the senatorial division of Milltown, New Brunswick on the advice of Conservative Prime Minister Robert Borden in 1918.