[1] On September 27, 1871, he married Anna Catherine Abbey, and in 1872 he and his brother J. W. Cutler moved with their families to the Rochester, New York area.

In 1904, he was recruited by Republican boss George Aldridge to run for mayor against former mayor George E. Warner, a Democrat and comptroller James Johnston, a Republican running for the new Citizen's Party.

In his first four months, nearly one million dollars were spent on new fire fighting equipment, police precincts, hospitals, garbage collection facilities, and other improvements.

Later in his term, he focused his attention on expanding the city's electric grid and street lights.

[4] Cutler died on April 21, 1927, in Rochester and was eulogized by his many friends, including former U.S. president William Howard Taft, former governor of New York Charles Evans Hughes and former presidential candidate John W.