He was born in Stamford, Connecticut on April 14, 1809, the son of William Hoyt and Sarah Wood.

[2] When he became an adult, he took on the business of his former master, and expanded it into the lumber trade.

[2] Beginning in 1831, he, along with his brothers, leased access to the canal extending from the harbor in Stamford into the center of the village.

[2] They engaged in shipping and importing for the five-year duration of the lease.

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