Joseph Sebastian Fichera is an American business executive known primarily for his work in the fields of investment banking and financial services.

[1] Prior to Saber, he worked for various Wall Street firms including Smith Barney, Harris Upham & Company, Prudential Securities and Bear Stearns & Co., as a managing director, principal.

from the Woodrow Wilson School of Public and International Affairs in 1976 after completing a senior thesis titled "Politics, Personality and Budgeting in the States: The Case of New Jersey.

[6] Fichera began his financial career with Morgan Stanley Wealth Management, then known as Smith Barney, Harris Upham & Company.

[3] He advised Exxon on how to reduce interest costs by adjusting rates and repricing periods on its tax-exempt debt and selling them when conditions were more favorable.

[6] Fichera worked with government regulators in Wisconsin, Texas, Vermont, New Jersey, Florida and West Virginia with ratepayer bonds.

[13] As an expert on auction rate securities, Fichera is often quoted on the subject by major news publications including The New York Times, The Wall Street Journal, and Bloomberg Businessweek.