[3] Urquhart Stewart was born in England but raised in Scotland before returning south to be educated at Bryanston School.

[6] Prior to working in the investment industry, Urquhart Stewart had worked in a Vineyard in Europe and the Dockyards in Southampton (where he was a shop steward for UCATT (Union of Construction, Allied Trades and Technicians))[7] before studying in Law at the University of Southampton.

[10][7] He eventually moved to Singapore with Barclays in 1980 before returning to the UK in 1983 as Sovereign Lending manager.

[21] He has made regular commentator appearances on ITV News;[22] GMTV;[4] Daybreak[23] and Good Morning Britain.

[50] He has been honoured by his former university by the naming of the Justin Urquhart Stewart award, a bursary available to second-year business school students.