Karagay (Russian: Карагай; Altay: Карагай) is a rural locality (a selo) and the administrative centre of Karagayskoye Rural Settlement, Ust-Koksinsky District, the Altai Republic, Russia.

Karagay is located 92 km northwest of Ust-Koksa (the district's administrative centre) by road.

Kurdyum is the nearest rural locality.

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