Karagayly (Russian: Карагайлы; Bashkir: Ҡарағайлы, Qarağaylı) is a rural locality (a village) in Abzakovsky Selsoviet, Beloretsky District, Bashkortostan, Russia.

Karagayly is located 13 km east of Beloretsk (the district's administrative centre) by road.

Uraltau is the nearest rural locality.

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