Prior to his becoming Chairman of KVGB, Bhandiwad headed the Patna circle of Canara Bank.

He was the Deputy Managing Director of Canfin Homes Ltd for a period of three years.

For operational convenience, the bank has set up 10 Regional Offices at Bagalkot, Belagavi, Vijayapura, Chikodi, Dharwad, Gadag, Gokak, Haveri, Kumta & Mangaluru.

The 6 northern districts are Vijayapur, Bagalkote, Belagavi, Dharwad, Gadag, Haveri and the 3 coastal districts are Uttara Kannada, Udupi & Dakshina Kannada.

The Head Office of the Bank is situated at Dharwad, located in the state of Karnataka.