Her father, Jin Liqun, is an economist and politician who previously served as the vice minister of finance of China and is the founding president of the Asian Infrastructure Investment Bank.

[11] Jin was also a visiting professor at Yale University on the Cowles Fellowship from September to December 2012 as well as at UC Berkeley from January to May 2015.

[14] She is a columnist for Project Syndicate and Caixin Magazine,[7][14] and has contributed opinion pieces to media outlets like the Financial Times and the South China Morning Post.

[7] Jin also serves as a non-executive director to Richemont Group, the world's second-largest luxury goods company.

[15] She served on a working committee for China Banking Regulatory Commission on Fintech[7][14] and previously sat on editorial board of the Review of Economic Studies.