Locations most often named in policies include Mexico, Venezuela, Haiti, and Nigeria, certain other countries in Latin America, as well as some parts of the Russian Federation and Eastern Europe.
Even the most basic training for people traveling to dangerous places is not easily provided or is not obtained by small to mid-sized companies.
One of the known paradoxes of K&R policies is that those who have them are often not aware, as it can be provided by an employer hoping to protect the company's assets.
It is believed that an employee with knowledge of his K&R policy might begin to act differently, or even collude in his own kidnap for fraudulent purposes.
[4] In 2010, criminal gangs were believed to make $500 million a year from kidnap and ransom payments.