In 1998, the company became Liberty Tax Service and opened five offices in the United States.

[4] In 2009, Liberty Tax was ordered to pay $1.3 million for engaging in unfair business practices related to its refund anticipation loans.

[5][6] It later settled with the Department of Justice over allegations that its franchisee locations inflated some customer tax returns between 2013 and 2018.

[12] The same year it was combined with LoanMe, a personal and small business loan company based in California.

[15] In January 2024, NextPoint Financial completed a going-concern sale transaction to BP Commercial Funding Trust, Series SPL-X.