MicroBilt’s other subsidiaries focus on business credit and services to sub-prime lenders.
Many of the company's products are designed to help businesses accurately assess risk on consumers who otherwise have thin traditional credit files.
It has grown through acquisition that included:[3] As a holding company, MicroBilt Corporation began to attract significant earnings coverage by 1987.
[5] In 2014, the NY Times, in reporting on the limited use of on-time rental-payments by other major Credit Reporting Agencies, mentions that "MicroBilt... provides services including alternative credit reporting" and how "MicroBilt's data is used to generate FICO Expansion Scores, which are used for consumers who don't qualify for a traditional FICO score.
"[6] MicroBilt offers a range of data products and services to lenders, originations and underwriting through collections and debt recovery.