[3] The settlement where Moama now stands was founded by James Maiden in the mid-1840s, beginning as a stopping-point for stock and cargo waiting to cross the Murray River by punt.

[4] A demand for land at Maiden's Punt prompted the Government of New South Wales to lay out a township there, named Moama.

When applying for a licence he told the Bench of Magistrates that he "intended to conduct it in a very superior manner with reduction of charges."

Maiden also intended expanding the hotel, utilising the brick house which was his former residence as accommodation "for the use of gentlemen and their families to and from Melbourne".

By that stage Moama and Echuca were connected by a pontoon bridge, which, though too narrow for drays or coaches, was used for crossing sheep and horses.

The Roads & Traffic Authority are situated on Meninya Street, opposite the former Bank of New South Wales and adjacent to the Moama Sound Shell and the recently constructed War Memorial.

The town also possesses a moderately large number of hotels, caravan parks, resorts, rented houseboats and wineries.

A significant fire occurred at the Moama Bowling Club in June 2008, with an estimated damage bill of $3 million AUS.