Monterey is a home rule-class city in Owen County, Kentucky, United States.

[4] According to the United States Census Bureau, the city has a total area of 0.3 square miles (0.78 km2), all land.

The racial makeup of the city was 97.60% White, 0.60% Native American, 0.60% Asian, and 1.20% from two or more races.

20.0% of all households were made up of individuals, and 9.1% had someone living alone who was 65 years of age or older.

About 34.9% of families and 33.5% of the population were below the poverty line, including 33.8% of those under the age of eighteen and 40.0% of those 65 or over.