It comprised several advice-oriented call-in talk shows, the most notable personalities being Bruce Williams and Sally Jessy Raphael.

Many individual radio stations had introduced some talk programming to their lineups, but it was almost universally locally produced.

In 1975, Herb Jepko pioneered the first nationwide late-night call-in radio program heard on the Mutual Broadcasting System.

NBC and ABC were quick to follow Mutual into the late-night talk radio market.

As a result, most radio stations avoided opinion programming and instead opted for call-in shows such as those featured on Talknet that were advice-oriented, with listeners calling in to ask questions and receive help with various issues and problems in their lives.

Early affiliates included WRC Washington; WIOD Miami; KXL Portland, Oregon; WJW Cleveland; KFBK Sacramento; WLW Cincinnati; KOB Albuquerque; WDAY Fargo; WOOD Grand Rapids; WCAR Detroit; and WSTV Steubenville, Ohio.

Bruce Williams answered questions from listeners on issues related to money, personal finance, investments, business, and other similar topics.

[1] Bruce Williams remained with Westwood One hosting his own individual program from 7-10 p.m. for some years more, but eventually moved to the Talk America Radio Network (then owned by IDT) on June 25, 2001, and later Business Talk Radio Network until 2008.

From 2008 to 2010, he self-syndicated the show, which included a relay on the Sirius-XM channel also called "America's Talk" as well as on the Cable Radio Network.