Barclays decided to merge the two client-bases and do an IT systems upgrade at the same time.

[1] Automated telling Nile Bank's operations are centered in the capital city of Kampala.

The bank has 21 Automated Teller Machines (ATMs) in and around Kampala and 3 in Mbarara, Entebbe and Jinja bringing the total to twenty four (24) by January 2004. Credit department Nile Bank offers CreditSource for consumer loans; FlexiSource for small and medium-sized enterprises (SMEs); WheelSource for automobile loans; and EntertainmentSource for television and satellite dish purchase.

Western Union Nile Bank is a leading Ugandan agent for Western Union's money transfer service, handling over 200,000 transactions per year.

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