The Bank is operating in 13 districts of Odisha State with its Head Office at Bhubaneswar.

The bank has nine regional offices located at Balasore, Baripada, Cuttack, Chandikhol, Dhenkanal, Jashipur, Khurda, Keonjhar and Pipli.

Presently, the Bank operates in 13 districts of Coastal, Central and Northern Odisha viz.

Puri, Khurda, Cuttack, Jajpur, Jagatsingpur, Nayagarh, Bhadrak, Baleswar, Kendrapada, Keonjhar, Mayurbhanj, Dhenkanal and Angul, covering 37% of the geographical area and 52% of the total population of Odisha State.

[3] Immediately after its inception, Odisha Gramya Bank came into national prominence with its fast-track solving of the high-profile gold loan fraud case[4] involving Ratikant Kanungo.