[citation needed] The story follows Radhika Mehta, a senior employee in the distressed debt group at Goldman Sachs.

The narrative interweaves Radhika's present with flashbacks to her upbringing in Delhi as a studious, introverted girl from a middle-class family.

The story revisits Radhika's past, beginning with her job training at Goldman Sachs four years earlier and her subsequent live-in relationship with Debu.

After facing rejection from several suitors who appear intimidated by her career and income, she agrees to an arranged marriage and meets Brijesh.

[2] Chetan Bhagat faced plagiarism allegations due to similarities between One Indian Girl and a short story by Anvita Bajpai, "Drawing Parallels".